Medigap is another name for Medicare Supplemental Insurance
With original Medicare, you must pay some of the costs, such as deductibles, copayments and coinsurance. Because of these gaps in what Part A and Part B cover, insurance companies sell Medicare Supplement policies, also known as Medigap. You can find more information about Medigap plans in the Oregon Guide to Medicare Insurance Plans, beginning on page 35.
You must have both Medicare Part A and Part B to buy a Medigap plan. These plans offer the same benefits no matter which company sells the plan. You cannot have a Medigap plan and a Medicare Advantage plan at the same time.
If a plan is an “attained age” type, the cost goes up as you get older. If it is an “issue age” type, the cost is based on how you are when you first buy the plan. However, it can still go up if the medical costs for the group go up.
Medigap plans are named by letter — Plan A through Plan N. (These are different from Medicare Parts A, B, C, and D.) Each kind of plan covers different costs. You can see some of the benefits offered by each plan on
Medicare.gov's Compare Medigap Plan Benefits page or in the Oregon Guide to Medicare Insurance Plans.
How to use this data table
The plan information given below is meant to help you compare general costs for plans. The costs given are for a female non-smoker in a particular ZIP code, and you should call the insurance company for a rate quote that will reflect your particular situation.
You can filter the Plan, Age and Insurance Company columns using the “Filter” option. More than one filter can be applied to narrow down options further. You can also sort by monthly premium amount using the “Sort” option.