What is Medigap?
Medigap is another name for Medicare Supplemental Insurance. Its purpose is to cover costs that aren’t paid by Original Medicare Part A and Part B. These can include costs such as deductibles, copayments and coinsurance. These plans offer the same benefits no matter which company sells the plan.
If you are looking at getting a Medigap Plan, keep in mind:
- You must have both Medicare Part A and Part B to buy a Medigap plan.
- You cannot have a Medigap plan and a Medicare Advantage plan at the same time.
Types of planIf a plan is an “attained age" type, the cost goes up as you get older. If it is an “issue age" type, the cost is based on how old you are when you first buy the plan. However, it can still go up if the medical costs for the group go up.
Medigap plans are named by letter — Plan A through Plan N. (These are different from Medicare Parts A, B, C, and D.) Each kind of plan covers different costs. You can see some of the benefits offered by each plan on Medicare.gov's Compare Medigap Plan Benefits page or in the Oregon Guide to Medicare Insurance Plans, beginning on page 35.
See the data table for basic information about the Medigap plans available in Oregon.
How to use this data table
The plan information given below is meant to help you compare general costs for plans. The costs given are for a female non-smoker in a particular ZIP code, and you should call the insurance company for a rate quote that will reflect your particular situation.
You can filter the Plan, Age and Insurance Company columns using the “Filter” option. More than one filter can be applied to narrow down options further. You can also sort by monthly premium amount using the “Sort” option.
Find the contact information for those carriers who sell policies in Oregon